Risk Disclosures

Important information about investing through Patrimony

⚠️ Important Notice

All investing involves risk, including the possible loss of principal. Please read these disclosures carefully before using Patrimony's services.

Investment Risks

Market Risk

The value of tokenized real-world assets can fluctuate significantly based on market conditions, economic factors, and investor sentiment. Past performance does not guarantee future results.

Liquidity Risk

Tokenized assets may have limited liquidity compared to traditional securities. You may not be able to sell your assets quickly or at your desired price, especially during periods of market stress.

Technology Risk

Blockchain technology and smart contracts may contain bugs or vulnerabilities. While we implement security measures, no system is entirely immune to technical failures or cyber attacks.

Regulatory Risk

The regulatory landscape for tokenized assets is evolving. Changes in laws or regulations may impact the value, transferability, or legality of your investments.

Wallet and Custody Risks

Patrimony uses embedded wallet technology to secure your assets. Important considerations:

  • Your wallet is non-custodial - you maintain control of your private keys
  • Lost credentials may result in permanent loss of access to your assets
  • Blockchain transactions are irreversible once confirmed
  • You are responsible for verifying all transaction details before confirming

Asset-Specific Disclosures

Real Estate Tokens

Tokenized real estate is subject to property market fluctuations, maintenance costs, tenant risks, and regulatory changes affecting property ownership and rental income.

Commodity Tokens

Commodity-backed tokens are exposed to price volatility based on supply and demand, geopolitical events, and storage/custody costs.

Security Tokens

Security tokens may be subject to restrictions on transfer, holding periods, and accredited investor requirements depending on jurisdiction.

Fee Disclosures

Various fees may apply to your use of Patrimony:

  • Network Fees: Blockchain transaction costs (gas fees) vary by network and congestion
  • Deposit Fees: Third-party payment processors may charge fees for card or bank transfers
  • Trading Fees: Applicable when buying or selling tokenized assets
  • Management Fees: May apply to certain asset types or investment vehicles

All fees are disclosed before you complete any transaction. Please review carefully.

No Investment Advice

Patrimony does not provide investment, legal, or tax advice. The information on our platform is for informational purposes only and should not be construed as a recommendation to buy or sell any asset. You should consult with qualified professionals before making investment decisions.

Conflicts of Interest

Patrimony may have business relationships with asset issuers, service providers, or other third parties. We maintain policies to manage potential conflicts of interest, but you should be aware that such relationships exist.

Contact Us

If you have questions about these disclosures, please contact us at compliance@patrimony.com