Terms & Conditions

Last updated: October 6, 2025

1. Acceptance of Terms

By accessing and using Patrimony's platform, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use our services.

These Terms and Conditions govern your use of our website and services, including access to tokenized real-world assets, wallet functionality, and related features.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into these Terms. By using our services, you represent and warrant that you meet these requirements.

Our services may not be available in all jurisdictions. It is your responsibility to ensure that your use of Patrimony complies with applicable laws in your jurisdiction.

3. Account Security

You are responsible for maintaining the security of your account credentials and for all activities that occur under your account. You must:

  • Keep your login credentials confidential
  • Notify us immediately of any unauthorized use of your account
  • Use strong passwords and enable two-factor authentication when available
  • Not share your account access with others

4. Investment Risks

All investments carry risk. The value of tokenized assets can fluctuate, and you may lose some or all of your invested capital. Before investing, you should:

  • Understand the nature of the assets you're investing in
  • Consider your financial situation and risk tolerance
  • Consult with financial, tax, and legal advisors as appropriate
  • Only invest what you can afford to lose

5. Wallet Services

Patrimony provides embedded wallet services through third-party providers. While we implement security measures, you acknowledge that blockchain transactions are irreversible. You are responsible for verifying transaction details before confirming any transfer.

6. Fees and Charges

Patrimony may charge fees for certain services. All applicable fees will be clearly displayed before you complete a transaction. Network fees (gas fees) are determined by the blockchain network and are subject to change.

7. Prohibited Activities

You agree not to:

  • Use our services for any illegal activities
  • Attempt to manipulate markets or engage in fraudulent behavior
  • Access or use our services through unauthorized means
  • Interfere with the proper functioning of our platform
  • Violate any applicable laws or regulations

8. Limitation of Liability

To the fullest extent permitted by law, Patrimony shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our services. This includes but is not limited to loss of profits, data, or other intangible losses.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our platform. Your continued use of our services after such changes constitutes acceptance of the new Terms.

10. Contact Information

If you have questions about these Terms, please contact us at legal@patrimony.com